There is a 4th insert!!! There will be 3 coupon sections (there may be a fourth, I’m checking!) in this Sunday 1-08-12 newspapers. If you would like a preview of what’s in my (northern NJ) newspaper to help you make your shopping list, take a look. Keep in mind most coupons and products will be the same but in certain areas of the country there are different values assigned to the coupons as well as local products. This should still give you a good idea of what’s to come.