The shortest month can be the sweetest as far as savings go! There are 2 BIG holidays this month so you can shop for anything from furniture to chocolates and save money. Probably the only way to save on Valentine’s confections, flowers, and fragrance is with a percent off store coupon. The sellers know they have you over a barrel so you won’t see any price reductions until the 15th. If you are not seeing your Valentine on the 14th, you can make like a bandit with the LOW prices on the leftovers (just don’t tell!).

If a winter coat is on your shopping list, this is the month to buy. Consider buying more than one for next year. Most other warm outerwear will be on sale too.

Brrr, it’s cold outside! Not the time to think about air conditioners, grills, and lawn mowers, right? Wrong! This is a great time to get them cheaper. If you don’t need a new one, it’s a perfect time to have any of your older ones serviced. No waiting! PLUS, you’ll be ready come spring.

New models of electronics will be premiered now so you can enjoy savings on last year’s models.

Combine your coupons at the supermarket with sales on oatmeal, steak, and seafood (after Valentine’s Day), chips and snack foods for the upcoming Super Bowl.