Ho, ho, ho it’s December! You will probably be spending a lot of money this month, however, here are some ways you can save on your spending: compare prices on toys! Check Amazon, Target, Walmart to find the best price on the ones you need. Many store will price-match if you bring proof of a lower price. If you can wait (don’t for that special toy!) toys will be reduced after the 10th of the month. Always keep your receipts until after the giving!

Looking for a new home? Prices are generally lower at this time of the year because owners are preoccupied with the holidays and want to make a deal. Also, it’s a good time if you want get settled by the time school closes.

A new car in your future? It’s a slow time for car dealers. Remember, they still have quotas to meet!

Look for cookware and small appliance sales at big stores like Macy’s and William Sonoma.

Have a Mr. Fix-It on your list? This is a great time to treat him.

In the grocery store find sales on baking supplies, butter, cheese, ham pie crusts, dinner rolls, cake mixes and frosting, frozen pies, refrigerated cookie dough, dried fruit, nuts, spices, and oatmeal. When you combine coupons with these sales, (don’t forget online coupons such as Coupons.com) your holiday meals and baking will cost less!